OnTarget™ Feature
Every expense. Every category. Connected directly to your retirement projections. Know what retirement will actually cost - because you've mapped it out.
"What's your annual spending?" That's what most retirement calculators ask. One number. As if your mortgage, groceries, healthcare, and travel all cost the same and never change.
But your mortgage pays off at 62. Medicare starts at 65. Healthcare costs rise faster than groceries. Travel is heavy early in retirement, then slows down.
You need a real budget - not a guess.
Nine categories cover your complete spending picture. Classify each expense as a Need, Want, or Splurge to understand your true essentials.
Your budget at 55 won't match your budget at 75. ReadyAimRetire lets you specify when each expense starts and ends.
Every expense has a start age and end age. Your projections reflect reality - not a static number that never changes.
Build Your Budget →
Healthcare doesn't inflate at the same rate as groceries. ReadyAimRetire lets you set inflation rates per expense for realistic projections.
This isn't just a budgeting tool. Your budget connects directly to retirement simulations. Withdrawal calculations use your actual spending - not a guess.
Change an expense in your budget and watch your retirement projections update instantly. Everything is connected.
Connect Your Budget →
What if you only spent on essentials? What if you traveled more? Save multiple budget scenarios and compare how each affects your retirement success.
See exactly how your lifestyle choices affect your chance of success. Make informed trade-offs.
Complete coverage of all spending types
Expenses start and end at specific ages
Healthcare, education, general - all different
Budget powers your retirement simulations
Enter each expense with amount, category, and frequency. Use our pre-configured list of 70+ common expenses for quick setup.
Define when each expense starts and ends. Mortgage payoff? College tuition? Medicare? Set the timing.
Apply different inflation rates to different expenses. Healthcare grows faster than groceries.
Connect your budget to retirement simulations. Watch projections update with your real spending.
Build a detailed budget that powers realistic retirement projections. Every expense, every category, every year - all connected.
Your budget. Your retirement. Connected.
