Simple, transparent pricing

OnTarget™ is free to start and powerful when you're ready to go deeper. Whether you're just exploring or building a long-term plan, you only pay for what you need.

$0 /y

Basic

For exploring your retirement picture and getting oriented.

Choose Plan
  • Build a basic retirement plan
  • Visualize your financial timeline
  • Track net worth at a high level
  • Run limited scenarios
  • Save your plan for a limited time

Limitations

  • Limited scenario creation
  • Plan saved for a limited time
  • Premium features locked
$115 /y

Pro

For those ready to take aim, who want clarity, control, and confidence.

Choose Plan

Everything in Basic, plus:

  • Save unlimited plans
  • Create and compare unlimited scenarios
  • Full historical stress testing
  • Advanced withdrawal strategy modeling
  • Detailed retirement budgeting
  • Tax-aware planning across all account types
  • Social Security planning tools
  • Plan for major life events, expected, and unexpected expenses
  • Ongoing updates as your life changes
$1199 /y

Lifetime

Get all the great features of Pro with a single one-time payment.

Choose Plan
  • Everything in Pro
  • One-time payment
  • No subscriptions
$549 /y

Professional

Modern financial planning software for financial advisors and coaches.

Coming Soon
  • Everything in Premium
  • 20 Client Seats
  • Plan team meetings
  • Advisor Dashboard

Why we charge - and why it's worth it

This isn't a one-time calculator. It's an ongoing planning tool.

Retirement planning isn't something you do once. It's something you revisit as markets, life, and priorities change.

Your Pro subscription supports:

  • Continuous improvements
  • New features and modeling tools
  • Accurate, thoughtful assumptions
  • A product built for planners - not advertisers

We don't sell your data.

We don't push products.

Our incentives are aligned with your clarity.

Frequently asked questions

Can I switch between monthly and annual plans?

Yes – upgrade, downgrade, or switch billing at any time.

Is my data safe?

Yes. Your plans are private and secure. We never sell or share your data.

Do I need Pro forever?

No. You can cancel anytime. Your account remains accessible under the Free plan.

Is this a replacement for a financial advisor?

OnTarget™ is designed to help you understand and engage with your plan – whether you work with an advisor or not.

Couple walking together planning their retirement
Ready to build your plan
with confidence?

If you're serious about understanding your retirement, OnTarget™ Pro gives you the tools to explore everything that matters - no guesswork.

Get Started